10 Questions to Ask a Home Inspector

1. What are your qualifications? Are you a member of the American Society of Home Inspectors or National Associaton of Home Inspectors? 2. Do you have a current license? Inspectors are not required to [...]

10 Questions to Ask a Home Inspector

10 Steps to Prepare for Home Ownership

1. Decide how much home you can afford. Generally, you can afford a home equal in value to between 2 and 3 times your gross income. 2. Develop a prioritized wish list of what you'd like your home [...]

10 Steps to Prepare for Home Ownership

10 Things a Lender Needs from You

Before you secure financing for you Vermont Property, your lender will require the following: 1. W-2 forms or business tax return forms if you're self-employed for the last two or three years for [...]

10 Things a Lender Needs from You

10 Tips for the First-Time Vermont Homebuyer

1. Be picky, but don’t be unrealistic. There is no perfect home. 2. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important [...]

10 Tips for the First-Time Homebuyer

5 Common First-Time Homebuyer Mistakes

1) They don’t ask enough questions of their lender and miss out on the best deal. Lake Champlain Islands Realty wants to answer your questions! 2) They don’t act quickly enough to make a decision [...]

5 Common First-Time Homebuyer Mistaktes

5 Factors that Decide Your Credit Score

Coldwell Banker Islands Realty reminds you that it's best to keep your score--which can range from 200 to 800--above 620! Please keep these factors in mind: 1) Your Payment History. Whether you paid [...]

5 Factors that Decide Your Credit Score

5 Reasons You Need a Realtor from Islands Realty

Why you need a Realtor from Coldwell Banker Islands Realty 1. Let Coldwell Banker Islands Realty take care of all the details and stresses of real estate transactions. Our knowledgeable staff [...]

5 Reasons You Need a Realtor form Islands Realty

5 Things to Understand about Title Insurance

1. It protects your ownership right to your home both from fraudulent claims against your ownership and from mistakes made in earlier sales, such a mistake in the spelling of a person’s name or an [...]

5 Things to Understand about Title Insurance

7 Reasons to Own Your Own Home

1) Vermont Home Ownership Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home. 2) Gains. Between [...]

7 Reasons to Own your Own Home

8 Ways to Improve Your Credit

Ensure that you'll qualify for a loan for your Vermont property with help from Lake Champlain Islands Realty. 1. Check for and correct errors in your credit report. 2. Pay down credit card bills, [...]

8 Ways to Improve Your Credit