Budget Basics Worksheet
Before purchasing a home you need to get your finances in order. Filling out this chart will help you figure out what kind of financial shape you're in--then come chat with Coldwell Banker Islands Realty! If you have questions about preparing to buy a home we can connect you with a local lender.
| Income |  |
| Take Home Pay (All family members) | |
| Child Support/Alimony | |
| Pension/Social Security | |
| Disability/Other Insurance | |
| Interest/Dividends | |
| Other | |
| Total Income | |
| Expenses | |
| Rent/Mortgage (include taxes, principal, and insurance) | |
| Life Insurance | |
| Health/Disability Insurance | |
| Car Insurance | |
| Homeowners or Other Insurance | |
| Car Payments | |
| Other Loan Payments | |
| Savings/Pension Contribution | |
| Utilities (gas, water, electric, phone) | |
| Credit Card Payments | |
| Car Upkeep (gas, maintenance) | |
| Clothing | |
| Personal Care Products (shampoo, soap, etc.) | |
| Groceries | |
| Take Out/Going Out to Eat | |
| Medical/Dental/Prescriptions | |
| Household Goods (hardware, lawn and garden) | |
| Recreation/Entertainment | |
| Child Care | |
| Education (continuing education, lessons for children) | |
| Charitable Donations | |
| Miscellaneous | |
|
|
| Total Expenses = | |
|
|
| Remaining Income After Expenses = |
