Before purchasing a home you need to get your finances in order. Filling out this chart will help you figure out what kind of financial shape you're in--then come chat with Coldwell Banker Islands Realty! If you have questions about preparing to buy a home we can connect you with a local lender.
Income | |
Take Home Pay (All family members) | |
Child Support/Alimony | |
Pension/Social Security | |
Disability/Other Insurance | |
Interest/Dividends | |
Other | |
Total Income |
Expenses | |
Rent/Mortgage (include taxes, principal, and insurance) | |
Life Insurance | |
Health/Disability Insurance | |
Car Insurance | |
Homeowners or Other Insurance | |
Car Payments | |
Other Loan Payments | |
Savings/Pension Contribution | |
Utilities (gas, water, electric, phone) | |
Credit Card Payments | |
Car Upkeep (gas, maintenance) | |
Clothing | |
Personal Care Products (shampoo, soap, etc.) | |
Groceries | |
Take Out/Going Out to Eat | |
Medical/Dental/Prescriptions | |
Household Goods (hardware, lawn and garden) | |
Recreation/Entertainment | |
Child Care | |
Education (continuing education, lessons for children) | |
Charitable Donations | |
Miscellaneous | |
Total Expenses = | |
Remaining Income After Expenses = |