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Budget Basics Worksheet

Before purchasing a home you need to get your finances in order. Filling out this chart will help you figure out what kind of financial shape you're in--then come chat with Coldwell Banker Islands Realty! If you have questions about preparing to buy a home we can connect you with a local lender.

Income
Take Home Pay (All family members)
Child Support/Alimony
Pension/Social Security
Disability/Other Insurance
Interest/Dividends
Other
Total Income 

 

Expenses
Rent/Mortgage (include taxes, principal, and insurance)
Life Insurance
Health/Disability Insurance
Car Insurance
Homeowners or Other Insurance
Car Payments
Other Loan Payments
Savings/Pension Contribution
Utilities (gas, water, electric, phone)
Credit Card Payments
Car Upkeep (gas, maintenance)
Clothing
Personal Care Products (shampoo, soap, etc.)
Groceries
Take Out/Going Out to Eat
Medical/Dental/Prescriptions
Household Goods (hardware, lawn and garden)
Recreation/Entertainment
Child Care
Education (continuing education, lessons for children)
Charitable Donations
Miscellaneous
Total Expenses =
Remaining Income After Expenses =
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