July’s Hidden Home is Knight’s View—an extraordinary lakefront estate offered for the first time in over a century. Set on a private, south-facing peninsula with 8± acres and 1,500 feet of shoreline, this legacy property features a 1970s post-and-beam main house, six charming seasonal cabins, and panoramic views of Lake Champlain. Offered fully furnished, it’s a rare opportunity to own a remarkable piece of Vermont’s lakefront history. 

This home is currently for sale. Learn More

Are you considering purchasing a Vermont lakefront property? Partnering with a local Realtor who specializes in waterfront real estate is essential to navigate the unique challenges of owning a property on the lake. Buying lakefront real estate can be rewarding, but it requires careful thought. Here are some key tips to help you make an informed decision.

1. Research the Area
Investigate the lake and its surroundings. Consider factors such as water quality, recreational activities available, the proximity to amenities, and accessibility to the water. A lakefront property with stunning views, a primo beach, and nearby attractions will likely be more desirable to other buyers and could have a higher resale value.

2. Define Your Waterfront Use
Before you start your search, decide how you plan to use the lakefront. Do you need a dock or boat access? Is water quality a priority for swimming? Or are you simply looking for the perfect view? Knowing your non-negotiables will help you focus your search.

3. Understand Lake Access Types
There are several types of lake access you might encounter: deeded access, direct lakefront, or bisected lakefront. Deeded access means shared use with neighbors and often more affordable properties. Direct lakefront means the water borders your property. Bisected lakefront means a road runs between the home and the water—a common situation —with its own pros and cons to consider when choosing your ideal property.

4. Verify Property Boundaries
Ensure you know the exact boundaries of the property, including its waterfront limits. Verify any restrictions or rules concerning the use of the lakefront, docks, boats, and other amenities.

5. Review Vermont’s Shoreland Protection Act
In 2014, the Vermont Legislature passed the Shoreland Protection Act which regulates the shoreland development. If you plan to make modifications or build on a waterfront property, investigate the permitting process and potential restrictions. This is crucial to ensure legal compliance, and development feasibility to protect your investment's value and future enjoyment. It provides peace of mind by confirming that the property meets all regulations and environmental requirements to protect lake waters. 

6. Check Flood Zones and Insurance
Your real estate agent can help you access and explain documentation regarding  if the property is in a flood-prone area. Insurance costs can be significantly higher for waterfront properties, so consider these additional expenses in your budget. If the property is in a flood zone, take this into consideration and how it might affect your investment in the long term.

7. Inspect for Water Damage
When looking at lakefront homes, ask your Realtor if there has been any flooding, erosion, or water damage to the property. When visiting a property, look for any signs of damage. If you decide to make an offer, a professional property inspection may be encouraged to look into these matters further. 

8. Know Local Rules and Regulations
Familiarize yourself with any zoning regulations, local ordinances, and/or homeowner association (HOA) rules that may affect the property. Some homes that have deeded or shared lake access, may have restrictions on noise, boat usage, or property modifications. 

9. Budget for Maintenance and Upkeep
Lakefront properties often come with higher maintenance and insurance costs. Be prepared for additional expenses related to seasonal home maintenance such as watercraft maintenance, dock upkeep, and erosion prevention.

10. Work with a Waterfront Specialist
Working with an experienced local real estate agent who specializes in lakefront properties can be invaluable. They can guide you through the process, provide insights into the area, and help you find suitable properties based on your preferences.

Remember to take your time and carefully assess your needs and priorities when looking at a waterfront property. Purchasing lakefront real estate can be a fantastic investment, providing years of enjoyment and potential appreciation if you make well-informed decisions. Ready to start your lakefront home search? Our Realtors are waterfront specialists who have been helping people buy and sell Lake Champlain lakefront properties since 1996. The majority of our agents also are certified in Natural Shoreland Erosion Control Practices, allowing them to provide expert advice on improving your lakefront property while protecting Lake Champlain through best practices and referrals to certified professionals.

Get in touch with us  today to start your lakefront home-buying journey. 

April’s Hidden Home is an adorable lakefront cottage located in North Hero, Vermont. This abode is set on a beautiful gradual beach down a very private road. It features an updated bright interior as well as stunning views of Lake Champlain, the Green Mountains, and the Adirondacks.

Watch to see the interior and subscribe to our YouTube Channel to see more Hidden Vermont Homes!